Last updated: October 28, 2023 · NBT Cover Ltd, Nigeria
This Privacy Policy explains how NBT Cover Ltd ("we," "us," "our") collects, uses, and shares information when you use www.nbtcover.com and our related services. Please read this carefully before submitting any personal information.
We collect information in several ways: directly from you, automatically when you use the Website, and occasionally from third parties.
Name, email address, phone number, mailing address, and any information submitted through forms or account creation.
IP address, browser type, device identifiers, pages visited, time spent, error logs, and usage patterns.
Session data, persistent cookies, tracking pixels, and similar technologies used to enhance your experience.
Information from affiliated companies or trusted partners where permitted under applicable law.
We may use the information we collect to:
We may combine information collected from you with data we receive from affiliated parties and use the combined data in accordance with this Policy.
We may share your information with trusted third-party vendors who perform services on our behalf, including data storage, analytics, marketing, customer support, and legal services. These providers are contractually obligated to protect your data.
We may disclose your information if required by law, court order, or government authority, or if we believe disclosure is reasonably necessary to protect the rights, property, or safety of NBT Cover Ltd, our users, or the public.
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction. We will notify you before your data is transferred and becomes subject to a different privacy policy.
We may share your information with current or future affiliated entities within our corporate group.
We may share your information with third parties where you have given us your explicit consent to do so.
The Website may contain links to third-party websites, social media platforms, or embedded services (such as Facebook, LinkedIn, or Twitter). If you interact with those services, your information is subject to their own privacy policies — not ours.
NBT Cover Ltd is not responsible for the content or privacy practices of third-party websites. We encourage you to read the privacy statements of every external site you visit.
We use cookies, web beacons, and similar tracking technologies to collect usage information and improve your experience on the Website. These may include:
You can configure your browser to refuse cookies. Note that some parts of the Website may not function properly if cookies are disabled.
Subject to applicable Nigerian data protection law, you have the right to:
To exercise any of these rights, contact us at info@nbtcover.com.
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we do, we will post the revised Policy on this page and update the "Last Updated" date at the top. We encourage you to review this page periodically.
Your continued use of the Website after any changes constitutes your acceptance of the updated Policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal data, please reach out:
We aim to respond to all privacy-related inquiries within five (5) business days.
