NBT Cover
For individuals

Only have third-party cover?

If you are an individual with a third-party motor policy, create a free account and we will guide you through registering your claim with your insurer, step by step, at no cost to you.

  • Free. The guidance costs you nothing.
  • Independent. We act for you, not for your insurer.
  • A real advisor. Someone contacts you within one business day.
  • Any insurer. We work with every registered Nigerian insurer.

NBT Cover is an independent risk and insurance advisory platform. We are not your insurer and we do not pay claims. We help you deal with the company that does.

Get started in 3 steps

It takes about a minute. No documents needed yet.

1 Check your insurance validity on NIID

Before anything else, confirm your motor policy is genuine and active on the Nigerian Insurance Industry Database. Enter your vehicle registration number.

Check my policy on NIID

Opens in a new tab, so you will not lose this form.

2 Your situation

It is on your insurance certificate. Skip it if you are not sure.

3 Where we reach you

This is how your advisor reaches you.

So you can sign back in and track your claim.

By creating an account you agree to our Terms of Service and Privacy Policy.

How it works

Most people lose a valid claim on a technicality, not because the claim was bad.

1

Tell us what happened

One question and your contact details. You do not need your policy documents in front of you to start.

2

We show you the steps

What to gather, who to notify, and the order to do it in, before a deadline in your policy quietly passes.

3

An advisor follows up

A member of our team contacts you within one business day to check nothing has been missed.